Denise Skinner FL Mortgage Team

Space Coast Mortgage Consultants
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Book with Denise
Credit Information
  • Credit Qualifications
  • Fixing Credit Mistakes
Loans
  • Loan Checklist
  • Loan Advice
  • Loan Programs
  • Loan Glossary
  • Your Down Payment
Interest Rates and APR
  • Interest Rates VS APR
  • Fixed VS Adjustable
  • Rate Lock Periods
Tips & Tricks for Saving
  • Debt to Income Ratios
  • Refinancing
  • Holding Title
  • Title Insurance
More
  • Groves Capital Site
  • Contact Us
  • FAQs
Space Coast Mortgage Consultants
Home
Apply now
Book with Denise
Credit Information
  • Credit Qualifications
  • Fixing Credit Mistakes
Loans
  • Loan Checklist
  • Loan Advice
  • Loan Programs
  • Loan Glossary
  • Your Down Payment
Interest Rates and APR
  • Interest Rates VS APR
  • Fixed VS Adjustable
  • Rate Lock Periods
Tips & Tricks for Saving
  • Debt to Income Ratios
  • Refinancing
  • Holding Title
  • Title Insurance
More
  • Groves Capital Site
  • Contact Us
  • FAQs
More
  • Home
  • Apply now
  • Book with Denise
  • Credit Information
    • Credit Qualifications
    • Fixing Credit Mistakes
  • Loans
    • Loan Checklist
    • Loan Advice
    • Loan Programs
    • Loan Glossary
    • Your Down Payment
  • Interest Rates and APR
    • Interest Rates VS APR
    • Fixed VS Adjustable
    • Rate Lock Periods
  • Tips & Tricks for Saving
    • Debt to Income Ratios
    • Refinancing
    • Holding Title
    • Title Insurance
  • More
    • Groves Capital Site
    • Contact Us
    • FAQs

  • Home
  • Apply now
  • Book with Denise
  • Credit Information
    • Credit Qualifications
    • Fixing Credit Mistakes
  • Loans
    • Loan Checklist
    • Loan Advice
    • Loan Programs
    • Loan Glossary
    • Your Down Payment
  • Interest Rates and APR
    • Interest Rates VS APR
    • Fixed VS Adjustable
    • Rate Lock Periods
  • Tips & Tricks for Saving
    • Debt to Income Ratios
    • Refinancing
    • Holding Title
    • Title Insurance
  • More
    • Groves Capital Site
    • Contact Us
    • FAQs

Protection for You

Title Insurance for your Peace of Mind

 Buying a home will likely be the biggest investment you make in your life. So before you commit to the transaction, you must be sure that the "title" of the property is clear of other claims.

Determining that your rights and interests to the property are clear is the business of a title insurance company.


For a modest, one-time title insurance premium, you will receive continuous title insurance protection equal to the purchase price of the property or its current market value.

The title insurance company searches the title history of the property. The title insurance company can almost always find any title problems that may arise and clear up these problems prior to closing.


Because Real Estate Law is so complex, you need an expert to make sure that all previous transactions have been correct, so you don't end up with legal problems or a problem with the title to your property. Your owner's policy will describe the property and outline any recorded limitations on your ownership. It will also set forth the title insurance company's responsibilities should any claim covered by the policy terms arise. Title insurance usually covers:

  • Contested title — Someone, usually a previous owner or occupant, claims they still own the property or have not given up their claim. If this happens, the title company will defend the title at no expense to you.
  • Defective title — "Defective title" covers any number of problems with the title to your home. It can even include a "contested title". Defects are rare, but they can be very difficult, making the property inaccessible, unbuildable, or unsaleable. Many other complicated problems define "Defective title." The title company will uncover these problems, or if they miss them, insure your loss up to the amount of the policy.

Learn More

Denise Skinner FL Mortgage Team can answer any and all questions that you have. Give us a call at (321) 471-2133. 


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Meet Denise

Contact Information

Email Address: denises@grovescapital.com

Office Number: 321.471.2133

Cell Number: 561.267.7668

NMLS#1985529

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Experience

I have been in the real estate-mortgage industry for the past 30 years, first as an investor, then as a licensed real estate agent to ultimately a broker.  Additionally, I am dually licensed as a mortgage loan officer.  The wealth experience I have accumulated over these years are in many different facets of the industry. 


 I specialize in residential and investors properties along with FHA and conventional loans, down payment assistance grants - Florida’s Hometown HEROS program ,as well as serving our armed forces with VA loans and all refinances.


Some of my best accomplishments are awards in sales, etc.  I am happy to provide quality customer service, honest and open communication during the process.


 Let's find your dream home today!

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Denise Skinner FL Mortgage Team

Denise Skinner FL Mortgage Team

Denise Skinner FL Mortgage Team

Denise Skinner FL Mortgage Team

Denise Skinner FL Mortgage Team

Denise Skinner FL Mortgage Team

This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. Consult your accountant about tax deductions.


Groves Capital, Inc. is dedicated to the highest levels of customer service. We take mortgage compliance seriously. 


Company NMLS# 1678775

MLO NMLS# 1985529


Denise Skinner FL Mortgage Team

Groves Capital, Inc.


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